Track record

Forty years at the heart of banking.

From the general management of LCL to the Crédit Agricole regional banks — an executive’s career, in figures.

40+
years in banking and finance
25
years in executive leadership
2016–23
Chief Executive of LCL
Dr
Doctor of Business Law
2024 →
MM Conseil
President — Marseille

Advising executives and boards of directors on governance, general management, financial steering and strategy.

2016 – 2023
LCL
Chief Executive Officer · Deputy CEO, International Retail Banking — LCL — Crédit Agricole Group

General management of LCL and oversight of the international proximity-banking hubs (Italy, Egypt, Ukraine). Divestment strategy (Morocco, Romania, Serbia) and reallocation of resources towards growth markets, notably Crédit Agricole Italia. Left the Group on 31 December 2023.

3
international hubs overseen
7 yrs
at the helm of LCL
2010 – 2015
Crédit Agricole S.A.
Deputy Chief Executive Officer — Group central body

Expanded responsibilities: Finance, HR, Legal, Compliance, IT, Strategy, Economic Research, Internal Resources and Real Estate. Divestment of the Greek subsidiary Emporiki.

€950M
savings delivered (“MUST” plan)
+46%
beyond the €650M target
2006 – 2010
Caisse Régionale du Languedoc
Chief Executive Officer — Crédit Agricole Group

Successful 2007 merger of the Midi and Gard regional banks, then steering the performance of the new entity.

+17%
net banking income (2005–2009)
+43%
gross operating income
40.1%
cost-to-income ratio (from 49.5%)
1999 – 2006
Caisse Régionale du Gard
Chief Executive Officer — Crédit Agricole Group

Strategic plan of restructuring and customer reconquest.

72 → 46%
cost-to-income ratio
€129 → 217M
net banking income (1999–2006)
1995 – 1999
Caisse Régionale du Midi
Deputy Chief Executive Officer — Crédit Agricole Group

In charge of central functions: Finance, IT, Real Estate, Legal, HR and Organisation.

1983 – 1995
Caisse Régionale du Gard
Department Director — Crédit Agricole Group

Successively led the Legal, Agriculture, Marketing, Retail Networks, Insurance and Corporate departments.

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