Advisory to executives & governance · Marseille For seven years, Michel Mathieu led LCL. He now brings that judgement — shaped where every trade-off committed an entire bank — to executives and boards of directors. Independent, direct, confidential.
Current mandates Wakam · Altaroc · CIEL Finance · Odéalim · HPC Capital · Institut Choiseul
In the media Le Figaro · BFM Business · RTL · Les Echos · Challenges
“Every important question calls for a face-to-face meeting.”
Michel Mathieu · Le Figaro — Talk Décideurs, 2024
Watch the video →Forty years, several general managements, one constant: turn around, merge, grow. A career that isn’t told — it’s counted.
Advising executives and boards of directors on governance, general management, financial steering and strategy. Alongside, director and Senior Advisor to some fifteen companies.
Seven years at the helm of LCL. He made it the “bank of city-dwellers”, launched the collective book “Ville Makers” and oversaw international proximity banking (Italy, Egypt, Ukraine). Reallocation of resources towards growth markets; divestment of Morocco, Romania and Serbia. Left the Group on 31 December 2023, on results at their highest.
Called to Paris, to the Group’s head office. A remit rare in its breadth: Finance, HR, Legal, Compliance, IT, Strategy, Economic Research, Internal Resources and Real Estate. Steered the “MUST” savings plan and the divestment of the Greek subsidiary Emporiki. Member of the executive committee.
A selection of mandates held. See all mandates →
For twenty-five years, Michel Mathieu made the decisions — at the head of LCL and then at the top of the Crédit Agricole group, in France and internationally.
MM Conseil brings that experience — real decisions, not theory — to executives and boards of directors. No imported method, no interchangeable deck: every engagement starts from a precise stake. A transformation to lead, a financial trade-off to make, a governance to strengthen, a succession to prepare.
The advice here is direct, evidenced, and commits the person who gives it. Discretion is not optional: what is said stays between us, what is decided belongs to you.
Advice is only worth the independence of the person who gives it. MM Conseil sells no product, places no one, and answers to no one but its client. The view is objective because it is free — including when it is not the one you hoped to hear.
Giving teams the reading grid of an executive: decoding a balance sheet, a risk, a balance of power — and knowing exactly where to look.
Standing beside the executive in the moments that count: the defining decision, the crisis, the negotiation, the doubt shared with no one.
Never stopping at analysis. Staying until the recommendation becomes a result — and the result, a lasting one.
A director who has sat where the real questions are settled — audit, risk, nominations, remuneration — and who can tell a debate of form from a decision that binds.
The sparring partner of a leader who has held the same seat. On strategy, transformation and the hard trade-off — someone who has already carried the responsibility, not only produced the analysis.
Reading performance where it truly hides and steering by the right indicators — net banking income, cost-to-income ratio, profitability. Figures he has turned around himself, not merely commented on.
Individual, strictly confidential support — for an executive taking up a new role, a successor being prepared, or simply someone who needs a perspective that owes them nothing.
A first confidential conversation, with no commitment, to define your need.